Monday, October 16, 2017

Stocks bought October 2017: ETF Portugal

Logo of Commerzbank 2017

It is now half a year since I last decided to make an investment. I was very close to claiming "it is now half a year since I was able to make an investment" but that statement would not have been true. I have continuously had money on the broker account and I have simply not had the time to look properly as well as finding something of interest to push that money into.

Now it was however high time to add more parts to an investment that I have had since March 2016 that I doubled in February 2017 and now it was time to, almost, double it again.

I therefore bought 640 parts in ETF Portugal at a total cost of 4034.38 € (including fees). I now own a total of 1,380 parts to a total investment value of 8,086 €.

I guess the only thing left to say is 1. Go Portugal! and 2. I should probably make a trip to Portugal to see if statistics and company performance correlate with how the Portuguese people are living today.

To find out more about ETF Portugal then please click here. 

Any changes will be brought into the stock portfolio upon the next update in the very end of the month.

Saturday, October 7, 2017

Summary of September 2017

Summary of September 2017

Yesterday I came back from my vacation on Tenerife. This was now the second vacation of all inclusive that I have ever done in my life. The most important thing that must be ok is the food and it was ok but I still get fed up and bored of having three buffet meals a day even if there are some variations. Considering that I during work weeks are eating a fruit salad with yogurt and that I have been eating that for the last six years makes it pretty amazing that I can get bored of seven days of buffet meals but there you have it. We will have to think twice concerning the next vacation that we will book.

The highlights were to see a ray fish, Calderon Tropical whales, snorkelling among the rocks with all the fish one could see, and mount Teide. Driving on the small mountain roads were also an experience but not only positive besides from the stops and the views that one then had.

I also managed to finish two books during this holiday. One was about leadership so that I can improve myself and the second was about introverts because several of the members in my team are introverts and I want to become better at taking care of them. Both books contain much valuable information that I now need to try to apply in small portions.

Due to that there has been problems in one of the groups at work I will take over also that group. This now forces me to change the structure of the group so that I will have fewer people reporting to me and I need to create sub groups and I need to start leading managers instead of the team members directly. I have mixed emotions about this but I will now lead so many people that it cannot be done differently. I will now also be forced to report to two people instead of one which... well... is not awesome and especially since the new one is a nutter with zero leadership skills, zero tolerance and zero patience. As an example... he fires people that are not passionate about their jobs no matter how skilled or hard working they are. From my point of view it is my job, as a leader, to make people motivated and passionate about what they are doing.

Either way... this autumn will be interesting.

For the previous summary please visit Summary of August 2017 and here you can see my stock portfolio as it is.

Invested versus current value September 2017

The total invested value is now up at: 87,190 € and I no longer include realised profits and losses into this value.

Current investments September 2017

The value of the portfolio is today: 98,675 € and spread out I now have around 10,940 € in cash on the different accounts. I have a realised gain of 1,144 € and the combined realised and unrealised gain is now at: 11,485 € (13%) which is not as good as one would have liked.

Me versus DAX September 2017

DAX have had yet another excellent month and is now up at 12,956 points which means and increase of 6.7% which should be compared to my own increase of only 5.5%.

Conclusion: DAX is having a great year and one need to start to wonder if it has been too great. I tend to think so myself. I am sitting with some of the rockets on DAX but unfortunately I bought them a long, long time ago and in between being rockets, as they are now, they were falling knives back then and the always keep and kept falling further than what I anticipated. Many of the companies are now trading around a P/E of 20 to 30 and this is NOT with poor earnings but with pretty decent ones. The stocks that I have on DAX are still trading below P/E 20 or have negative earnings and the one I found to be silly, Adidas, I have already sold (as always too early)

Friday, September 29, 2017

Stocks sold September 2017: Enel and Uniper

Logo of Uniper 2017

Uniper was a gift that was handed out to me from E.On. The initial idea from E.On was to make one purely green utility company (under the name of E.On) and one less green company under the name of Uniper. Great idea but poor execution that was stopped my various German governmental bodies which means that E.On still had to hold on to nuclear power stations.

Since the Fortum sold off their power grid in for instance Sweden (idiots in my opinion) they have been searching for new places to put this money and the market have apparently suspected one of those locations to be Uniper. Fortum and E.On have recently announced the take over. Due to my take over experience with K+S that I utterly failed to respond correctly to I decided to pretty much always step out of a company if there is an offer and the share price on the market is pretty much close to that offer. Hence, I stepped out of Uniper.

I therefore sold all my 40 shares in Uniper and I received a total of 875.10 € paid out on my broker account which means, since they were handed out to me from E.On at 10 € per share, that I made a profit of 475.10 € which is the equivalent of 119% profit and additionally I have received 22 € in dividends. Since this was a gift from E.On I consider my holding time to have been 67 months.

To find out more about Uniper please click here.

Logo of Enel 2017

Enel is by far my best utility company investment. Very early on I was annoyed that I had managed to buy more before the share price started to increase and all I had was an initial investment of 1077 € for the 450 shares that I bought back in 2013 for 2.38 € per share.

The wonderful thing with Enel is that they are the most green utility company that I have had which would be excellent also moving forward in the future but there is a price boarder on everything and Enel have lately gone past that. When a utility company is trading up at a P/E above 20 WITH excellent earnings then for me it is a very clear signal to walk away and that is exactly what I did.

When I sold my shares the price was up at 5.125 € and I received 1220.38 € out in cash as profit. This means that I made a profit of 113% during my 51 months of holding and on top of that I have received 274.5 € in dividends.

To find out more about Enel and to follow the journey then please click here.

My average holding time on my sold investments are now up at 36 months which I find fully acceptable.

Any changes will be brought into the stock portfolio upon the next update in the very end of the month.

Wednesday, September 27, 2017

Dividends from IBM and BP: September 2017

Logo of IBM 2017

For my 25 shares in IBM I received a total of 31.14 € in dividends. From this the US government decided to withhold 4.68 € in taxes which left me with 26.46 € as cash on my broker account.

To find out more about IBM then please click here.

For my 1220 shares in BP I received in a total of 105.1 € in dividends. From this nothing was taken in taxes and all of it was paid out as cash to my broker account.

To find out more about BP then please click here.

To see my total dividend flow then please visit the Stock Dividends page that will soon be updated. 

Sunday, September 3, 2017

Summary of August 2017

Summary of August 2017

After two tough months of not being able to save anything we are now back on track again and the value on the bank account keep rising. I am still reluctant to buy stocks even though this latest drop is an excellent moment to push in more money. Part of it is because I want to buy H&M shares but I am unable to do so here in the UK. I could buy it in Germany, because there you can practically buy anything, but I know that I need the money new emissions of shares that I want to get hold of and due to the poor value of the GBP I additionally do not want to transfer money to my German broker account at this moment.

I therefore feel a bit stuck between a rock and a hard place and I should ideally buy UK shares at this moment in time. Let us see... BP is again down so it is not a bad moment to buy more of BP but I have to think about how invested I want to be in oil companies going forward. Right now I have around 9k € in oil related companies and that is already quite a lot of money.

To own British and American stocks have not been good during the month of August. Both the pound and the dollar is dropping heavily which has added on top of the already insecure situation due to North Korea / Trump and Brexit.

Companies will however continue to make profits which means that these are always good moments to buy shares. So go out and buy!

For the previous summary please visit Summary of July 2017 and here you can see my stock portfolio as it is.

Invested versus Current August 2017

The total invested value is now up at: 89,217 € including a realised loss of -551 €.

Current investment August 2017

The value of the portfolio is today: 96,084 € and spread out I now have around 7,500 € in cash on the different accounts. The combined gain is now at: 6,869 € (8%) which is not as good as one would have liked.

Me versus DAX August 2017

DAX have ended up having a good run and is now up at 12,143 points which means an decrease of -0.3% which should be compared to my own stock portfolio that decreased with -1.7%.

Conclusion: DAX did well due to many reasons in August. The only big crash that I am hoping will happen is MüRe due to the damages in the USA. I am surprised that they have not yet published any statement concerning it but I guess that is because they still do not know how much it will knock them back.